General Insurance Services

Our Commercial Insurance Broker is entirely independent and recommends the products of all the very best insurance companies, based upon premium level and service quality.

High Quality Policies

Those underwritten by “top” Insurers ONLY such as Norwich Union, Zurich, AXA, Royal Sun Alliance, Allianz Cornhill.

Types of Business Insurance 

They specialise in all aspects of business insurance from large firms to small businesses. This includes; Motor Fleet, Commercial Business, Property and Liability Cover.

• Property Damage, Goods In Transit, Money, Marine, Computer, Frozen Foods, Engineering, Theft by Employee, Contractors All Risks, Terrorism.
• Business Interruption, Loss of Licence.
• Employers Liability, Public/Products Liability, Legal Expenses, Professional Indemnity, Directors & Officers Liability.
• Personal Accident/Sickness, Business Travel.
• Motor Fleet.

High Level Of Service
 

• Two contacts only for all matters. Richard (see contact details below) and one other in the office.
• At least one visit per year ( usually 2 or 3 ) by Richard to ensure all matters are up to date and that “the business” continues to have the right.
• Cover for its requirements.
• Richard’s excellent long standing relationships with major Insurers means lower premiums and speedy problem solving.
• The client benefits by leaving Insurance matters to Richard and not having to deal with them themselves.
• Claims passed to Richard and handled quickly and efficiently.

What is General Insurance?

General insurance includes house insurance, car insurance, contents insurance, travel insurance. In fact, general insurance is a catch all term for everything but life assurance. General insurance covers you against things that might happen but you would rather they didn't!

General insurance covers events that may or may not happen, such as accident, fire or theft, as opposed to life assurance, which covers an event that will definitely happen sooner or later, such as retirement or death.

The aim of taking out any insurance policy is to compensate you following a loss so that you are, in general, as well off - but no better off - than you were before the loss occurred.

An insurance policy is a legal contract and your rights as the holder of the policy will depend entirely on what is written in the contract and on any endorsements which may be added to it.

Contact: Richard Wilson - General Insurance
Email: rwilson@clearandlane.co.uk
Mob: 07919053913